Archives for “budget”

Marty, a regular reader of this blog and a blogger in his own right at Coffee With Marty, recently asked, So, in the past, I have tried to come up with a budget and always failed. Is there some kind of guidelines out there for a 20 year old college student? Well, my first thought when I [...]


I recently picked up a copy of “The Millionaire Next Door” by Thomas J. Stanley and William D. Danko from my local library. Ok, so I actually got the audio book so I could listen to it while driving. Have I mentioned that I love the library? There is nothing like finding a great book, [...]


ING Direct is an online bank offerings accounts in a category usually referred to as online, high yield savings accounts. I have personally had an account with ING Direct for almost 5 years now and have really enjoyed my experience with them. ING Direct is different than your average bank or credit union. It doesn’t have [...]


It seems like there is rarely a day that goes by that I don’t hear an ad on TV or the radio for ways to “save money” on your TV service by switching either to cable or satellite. Offers to switch to this bundle or that package abound. Ignoring the fact that it’s impossible for [...]


If you spend very much time around people who are trying to get out of debt, you are likely to encounter the topic of credit cards. A lot of people will tell you that going anywhere near these forms of “magic money” is a really bad idea, while others will say that, with a little [...]


I’ve mentioned before that I am a very busy person. When I say this, please know that I am not complaining (most of the time). The fact of the matter is that I am busy because I choose to be. Part of this goes back to the fact that I’m a goal-oriented person: if I [...]


A lot of people try to avoid the idea of budgeting their money. They will tell you that it just takes too much work, or that having a budget is too restrictive. I understand these sentiments; setting up a good budget can be a lot of work, and I didn't spend my entire adolescence yearning for freedom just to be put back on an allowance (ok, I never actually received an allowance, but you get the idea). When you look at the facts, however, I think you'll see that budgeting, rather than being restrictive, really creates financial freedom.