Archives for “money”

I don’t know about you, but I know a lot of people who aren’t sure that focusing on attaining wealth is a good thing to do. This seems to be especially true of Christians and other people who are socially minded. Hopefully, we all at least agree that a budget is necessary, but how far [...]


In my recent quest for new financial knowledge, I have noticed a trend that just astounds me: There are a lot of people who claim that paying off your house is a bad financial move because you will lose the tax deduction from the interest you pay. Most recently, I have been reading “The Last Chance [...]


If you’re a regular reader, I like to make it clear to you that I enjoy reading and learning. The advantage to this blog is that I also have the opportunity to share with you what I learn while engaged in my reading. A few days ago, I finished a book entitled “Scratch Beginnings: Me, [...]


Marty, a regular reader of this blog and a blogger in his own right at Coffee With Marty, recently asked, So, in the past, I have tried to come up with a budget and always failed. Is there some kind of guidelines out there for a 20 year old college student? Well, my first thought when I [...]


I recently picked up a copy of “The Millionaire Next Door” by Thomas J. Stanley and William D. Danko from my local library. Ok, so I actually got the audio book so I could listen to it while driving. Have I mentioned that I love the library? There is nothing like finding a great book, [...]


ING Direct is an online bank offerings accounts in a category usually referred to as online, high yield savings accounts. I have personally had an account with ING Direct for almost 5 years now and have really enjoyed my experience with them. ING Direct is different than your average bank or credit union. It doesn’t have [...]


If you spend very much time around people who are trying to get out of debt, you are likely to encounter the topic of credit cards. A lot of people will tell you that going anywhere near these forms of “magic money” is a really bad idea, while others will say that, with a little [...]


If you spend very much time around people who are trying to get out of debt, you are likely to encounter the topic of credit cards. A lot of people will tell you that going anywhere near these forms of “magic money” is a really bad idea, while others will say that, with a little [...]


A lot of people try to avoid the idea of budgeting their money. They will tell you that it just takes too much work, or that having a budget is too restrictive. I understand these sentiments; setting up a good budget can be a lot of work, and I didn't spend my entire adolescence yearning for freedom just to be put back on an allowance (ok, I never actually received an allowance, but you get the idea). When you look at the facts, however, I think you'll see that budgeting, rather than being restrictive, really creates financial freedom.