Archives for “planning”

In my recent quest for new financial knowledge, I have noticed a trend that just astounds me: There are a lot of people who claim that paying off your house is a bad financial move because you will lose the tax deduction from the interest you pay. Most recently, I have been reading “The Last Chance [...]


ING Direct is an online bank offerings accounts in a category usually referred to as online, high yield savings accounts. I have personally had an account with ING Direct for almost 5 years now and have really enjoyed my experience with them. ING Direct is different than your average bank or credit union. It doesn’t have [...]


A lot of people try to avoid the idea of budgeting their money. They will tell you that it just takes too much work, or that having a budget is too restrictive. I understand these sentiments; setting up a good budget can be a lot of work, and I didn't spend my entire adolescence yearning for freedom just to be put back on an allowance (ok, I never actually received an allowance, but you get the idea). When you look at the facts, however, I think you'll see that budgeting, rather than being restrictive, really creates financial freedom.